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Insurance 101

The Hidden Layers of an Insurance Policy: What Most Clients Overlook

Have you ever been confused when you have read your insurance policy? Most people take out coverage in believing that…

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How Much Is Homeowners Insurance on a $400,000 House

Of course, you are curious as to what is the cost of homeowners insurance on a 400 000-dollar house. This is…

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Grace Periods in Insurance Premiums: Rules & Risks

Life gets busy. We all know that feeling. One of the bills is lost, a due date passes through your…

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What Does ‘Indemnity’ Mean in Insurance?

Have you ever used an insurance claim? It may be quite a stressful period. Perhaps there was an accident to…

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The Hidden Layers of an Insurance Policy: What Most Clients Overlook

Have you ever signed an insurance policy and then discovered that it was not what you thought it was? You’re…

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Does Renters Insurance Cover Bike Theft Outside Home? [2026 Expert Guide]

Imagine this scenario. It is a Tuesday evening. You have just completed a long day at the office, or maybe…

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What Is an EPO Health Plan?

Deciding on health insurance is overwhelming. Trust me, I’ve been to the maze of area code dealing with my clients.…

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Which State Has the Worst Drivers?

Being behind the wheel should not be an adventure. However, it does in certain states. My years of experience as…

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How Insurers Use Risk Pools: Explained for Beginners

Introduction to Risk Pools Have you ever questioned yourself how the insurance companies determine your premiums? It may appear to…

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What to Do After a Car Accident Not Your Fault

What to Do After a Car Accident Not Your Fault? Being involved in a car accident is traumatizing. It gets even…

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